June 2018 Real Estate Market Stats- Still Strong!

June 2018 Real Estate Market Stats- Still Strong!

When it comes to real estate, north of Dallas in Collin & Denton Counties, has become the place to be.  According to WalletHub’s list of Best Places to be a First Time Homebuyer, Frisco, McKinney & Allen ranked 7, 8, and 16 out of 300 cities across the U.S.  They also ranked McKinney as the No. 1 market in the country, with Frisco and Allen following close at No. 2 and No. 8, respectively.  Median home prices in Frisco currently stand at $380,000 while McKinney & Allen are both at $330,000, according to Collin County Association of Realtors.

Has the market cooled off?  Well there has been recent evidence that things have relaxed just a bit.  CCAR reports that houses are staying on the market longer compared to this time last year.  Also, the percentage of asking price received is down 1.13 percent.  However, the accelerated influx of people moving here with Toyota and other companies opening its doors last year caused a spike.  While some of these numbers have changed, our market is still very strong and among the best in the country!

Is it a good time to buy a new home?  YES, the sooner the better!  With inventory up and slight shift in market, buyers will have more advantage then this time last year.  Rates are still mid 4’s depending on the normal credit and down payment factors.  4.75 is definitely still out there too.  Rates are on the rise and projected to continue to rise for the foreseeable future.  That 400k home at 4.5 will be a lot more expensive at 5.5.  Values have finally leveled out but are not expected to go down in our area.  We are still priced well below most major cities.

June 2018 Real Estate Market Stats- Still Strong! June 2018 Real Estate Market Stats- Still Strong!

For a complete list of North Texas Counties and their statistics, click on link below.

http://marketstatsreports.showingtime.com/NTREIS_va0rj/sst/main.htm

 

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Easy 4th of July Recipes for Kids!

In America, July 4th is a popular day for parties and celebrations to show their patriotism to their country. Here are some amazing red, white and blue snacks that will have the stamp of approval from those picky eaters, the kids.  Better yet, these recipes are so fun the adults will love them too.

Edible Flag

It’s so easy that the kids could even make their own at the party if you need an activity to keep them busy. These flag cookies start with a graham cracker then adds frosting or whipped topping on top. To finish the cookies you’ll add blueberries and strawberries and design your own American flag.

Easy 4th of July Recipes for Kids!

Healthy Red, White, & Blue Yogurt Snacks

Foods that come in bite sizes are great for kids!   Many of them tend to be food grazers, eat a bit here and little there and that is why these yogurt bites are a great snack idea for your party.

All you’ll need to make these yogurt bites is vanilla Greek Yogurt (or your favorite yogurt), strawberries and blueberries. Once you have your ingredients it’s as simple as dicing up the fruit, place in a silicone mold and then cover with your favorite yogurt. To set them you’ll want to place them in the freezer for at least 2 hours and then they are ready to enjoy!

Easy 4th of July Recipes for Kids!

Mini Ice Cream Sandwich Pops

These ice cream sandwiches will be the go to for of all the kids at your party but make sure to prepare extra because the adults will want in on the fun too.

They’re so easy to make that you could even the kids can join in on the assembling part. All the ingredients are store-bought so no baking or cooking required. You’ll start with regular sized ice cream sandwiches and then secure them onto a lollipop stick to make the perfect ice cream sandwich pop. For an added touch of the red, white and blue theme roll the ice cream sandwiches in sprinkles.

Easy 4th of July Recipes for Kids!

Firecracker Dogs

July is also National Hot dog month!  They are salty and savory and are often a crowd pleaser especially when it comes to the kids. These firecracker dogs start with an ordinary hot dog and are then wrapped in breadstick dough and are baked to a golden perfection. To make them extra festive serve them in a red white and blue decorative bucket and top them off with star-shaped cheese.

Easy 4th of July Recipes for Kids!

Festive Fruit & Brownie Kabobs

Kabobs are not only for the grill, they make great no-grill snacks too. These red white and blue kabobs are perfectly balanced with healthy fruit and sweet delights like brownie bites and marshmallows that the kids will surely gobble up.

All you’ll need to assemble these yummy kabobs is fresh blueberries and strawberries, large marshmallows and brownies of your choice. You could even drizzle them with hot fudge sauce prior to serving for presentation and for added chocolatey flavor.

Easy 4th of July Recipes for Kids!

 

Happy 4th of July from the Stacey Feltman Group, Ebby Halliday Realtors!

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ENGAGING A REAL ESTATE PROFESSIONAL IS KEY!

ENGAGING A REAL ESTATE PROFESSIONAL IS KEY!

North Texas' attractive quality of life, strong economy and low cost of living ensure the area will continue its rise to prominence among the world's leading metro areas. If you are a home buyer or seller, now is the time to look for professional representation. Engaging an agent is different for everyone, but here are some considerations:

Experience - Look for an agent who is fully involved in a career and the area in which he or she works.

Personality and interests - Do some background work on any potential agent. Bio pages, LinkedIn accounts, social media pages and online reviews can all be helpful, but not having one or the other may not have a direct correlation to how "good" an agent is.

Career - If you're serious about buying or selling a North Texas home, you'll want an agent who's active in the industry full-time.

Education - Knowledge is essential in the competitive North Texas market. Professional education programs at the Ebby Halliday Companies are recognized as among the very best.

The numbers - Don't choose an agent based on a lower commission, or because the agent agrees with you on the listing price of your home; rely instead on the agent's professional expertise and opinion, and the fact he or she will represent your best interest.

Written By:  Mary Frances, President & CEO Ebby Halliday Companies

The Stacey Feltman Group of Realtors have a combined over 50 years of experience in the industry.  As full time agents and with our love of real estate, we strive to serve our clients with the best service, knowledge and professionalism while staying competitive in the North Texas market.  As one of Ebby's companywide top producing groups, we have what it takes to help you and your family find the home of your dreams.  As our tagline states, we make realty dreams a reality!

To speak with one of our fabulous agents, you can call us at 214-356-8368.  We would love to chat with you!

 

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Keep your home safe with this vacation checklist

Keep your home safe with this vacation checklist

Planning a summer vacation?  Whether you are going out of town for a couple of days or a few weeks, here are some helpful tips to prepare your home for your absence and for your smooth return.  If you follow these things, you can enjoy a vacation free from worries!

Prepare for Your Departure

Prepare a place for your furry friends: Give the pet sitter or boarding facility detailed care instructions. Make sure the one you choose has plenty of your pet's favorite foods, treats, toys, medicines and other supplies on hand.

Clean out the fridge: Throw away food that will expire while you're gone and wipe down with any sanitizing wipes.

Take care of the laundry: Wash and put away laundry before you leave.

Keep your plants alive:   Ask a friend or neighbor to water your plants, and be sure to leave multiple lists of all plants and their locations. Otherwise, invest in self-watering plant stakes.

Leave a light on: During a short trip, leave a few lamps on throughout the house to make it look occupied. For a longer vacation, invest in inexpensive automatic timers that can turn our lights on and off at staggered intervals, making your house look occupied. Alert your home-security service or a trusted neighbor so one or the other can keep an eye out as well.

Spray for bugs: Spray an insecticide in key areas so bugs will steer clear while you're gone.

Set the thermostat: Temporarily adjust the thermostat so the air-conditioner or heater won't waste energy by running in an empty house. Unplug unnecessary appliances in preparation for your absence.

Hold mail and newspapers: A call to your post office and news carrier will put your mail and newspapers on hold so they won't pile up in front of your house while you're gone.  You may even have a trusted neighbor that can keep the mail for you.

Protect your finances:  Call your credit card companies and banks to notify them that you will be out of town.

Other safety tips:   Leave emergency contact with a trusted neighbor and make sure all smoke detectors are working properly.  Park cars in garage out of the elements and to prevent break-ins.

 

Prepare for Your Return

Be prepared for breakfast: Before you leave, stock your kitchen with breakfast items, coffee and a container of shelf-stable milk so your first meal back will be hassle free.

Change the sheets: Make up beds with fresh sheets for a welcoming first night.

Clean the house: Sweep or vacuum floors; Do the dishes; Wipe down counters in the bathroom and kitchen with an all-purpose cleaner; Give toilets a quick clean.  Take out the trash!  Run your garbage disposal with a half cup of vinegar and some water to prevent smells.

You can use these tips to create a list of what needs to be done and start planning a week or two in advance.  Save travels!

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Tips on How to Throw the Best Backyard BBQ!

Tips on How to Throw the Best Backyard BBQ!

We recently celebrated Memorial Day, the unofficial start of summer.  Summer time inspires so many activities to bring the fun outdoors including a good ole’ fashion barbeque!  Here are some helpful tips and recipes to make your next party the talk of the town!

Décor & Atmosphere

Based off your guest list, you should have adequate tables and chairs to accommodate all.  Table cloths and centerpieces will add flair.  Centerpieces can include candles, lanterns, or seasonal flowers.  Clear party lights, lanterns, candles, etc. creates a festive atmosphere for after dark.  Music playing in the background is a must to keep the energy and fun going.

Tips on How to Throw the Best Backyard BBQ!

Supplies

Make sure you have the basics!  Ice, cups, plates, napkins, utensils, condiments, and serving platters.

Have a buffet table set up to display food and utensils.  A drink station can include ice buckets of beer, soft drinks, water or a cocktail station.  Extra trash bags and trash cans should be readily available close by.  Have bug spray available as you don’t want your guests leaving early because of bites!

Tips on How to Throw the Best Backyard BBQ!

Games

If kids are invited, put a few games out for them to enjoy so the adults can talk and relax.  Some great games include bean bag toss, horseshoes, washers, badminton, bubble station, and water balloons.  Some adults may get in on the fun as well.

Tips on How to Throw the Best Backyard BBQ!

Food

We all know that a Texas Barbeque is centered around the meat.  Be aware of your guest list and provide a couple of options like beef and chicken to help please all palates.  Of course the main dish needs a variety of side dishes!  Need ideas for side dishes?  See below for recipes inspired from some of our Realtor’s home states.

 

Tonya’s South Texas Baked Beans

Ingredients:

1/2 a small onion chopped

1 green bell pepper chopped

3 tablespoons prepared yellow mustard

2-16 oz cans Bush's pork and beans

1/4 cup maple syrup

1/4 cup light brown sugar

4 tablespoons Bar B Que sauce

1/2 pound bacon strips cut into 1/2- inch pieces

1 tablespoon butter

Preheat oven to 350 degrees.

Saute onion and bell pepper in the butter until soft

In a casserole dish mix onion, bell pepper, beans, mustard, maple syrup, brown sugar, & bar b que sauce. Top with the bacon pieces. Bake, covered, for 45 to 60 minutes.

 

Shanna’s South Carolina Frogmore Stew

Ingredients:

1 1/2 gallons water

Juice of one (1) lemon

Salt to taste

3 tablespoons Old Bay Seasoning*

Redskin new potatoes (depending on size, 3 or more per person)

2 pounds spicy sausage (like andouille or kielbasa, etc.), cut into 1/2-inch slices

10 to 12 ears of shucked corn on the cob, broken into 3-inch pieces

4 pounds uncooked shrimp in shell, preferably jumbo-size shrimp**

* The general rule is 2 tablespoons crab boil seasoning per gallon water (or more to taste)

** Some people like to substitute fresh crab for the shrimp.

Instructions:

In a very large stock pot over medium-high heat, add the water, lemon, salt, and Old Bay Seasoning; bring to a boil.

When the seasoned water comes to a boil, add redskin potatoes and boil for 20 minutes.  When done, the potatoes should be easily pierced with a knife but not mushy.

Add sausage and gently boil, uncovered, 5 minutes.

Add corn and cook and continue cooking an additional 5 minutes (begin timing immediately, do not wait until water is boiling).

Add shrimp and cook and additional 3 to 5 minutes longer.  Do not overcook the shrimp.  Remove from heat and drain immediately.

Serve with lots of paper towels or napkins and ice-cold beverages, plus melted butter for the corn, cocktail sauce for the shrimp, and sour cream or ketchup for the potatoes.  This is a messy dish; you’ll need a whole handful of napkins or paper towels.

Yields 8 servings.

 

Michele’s Texas Caviar

In a large bowl mix together:

2 cans of black beans drained and rinsed

2 cans of mexicorn drained - I don’t rinse this

2 fresh tomatoes diced

2 avocados diced

4 scallions chopped

1/2 cup canola oil

1/4 cup red wine vinegar

1/2 - 1 teaspoon salt to taste

Stir it and put it in the refrigerator for 30 mins or so and serve with Tostito scoops or Fritos. Your choice.for smaller venues I cut the recipe in half and it works.

 

Amy’s Louisiana Style Potato Salad

Ingredients:

3 eggs

5-6 medium potatoes peeled and cubed

1 cup of Mayo (eyeball it)

1/3 cup of Mustard (eyeball it)

1/3 cup of sweet pickle relish

Salt & Pepper

Paprika

Parsley

Boil eggs.  Cool down with cold water. Peel and chop.

Boil potatoes in salted water 10 to12 minutes, or until just tender. Drain the potatoes and set aside to cool.

In a bowl, combine mayo & mustard

Put drained potatoes in large bowl and season with salt & pepper.  Put in relish, chopped boiled eggs, mustard & mayo.  Stir all together with spoon making sure potatoes smooth out and are covered by all wet ingredients.  You can add more mayo or mustard to your taste. Smooth out the top with spoon after all ingredients mixed and sprinkle ½ tsp of paprika on top and garnish with fresh parsley.

 

Stacey’s New England Style Pasta Salad

1lb pasta of choice (elbows, cavatappi, ziti)

Feta cheese, crumbled

Zesty Italien dressing

1 package cherry tomatoes

I cucumber chopped in ¼ pieces

1 small red onion diced

1 small crown of broccoli cut up

Chopped peppers (be colorful-red, yellow, orange)

Cook pasta, run cold water over when your draining.  Pour the bottle of dressing over pasta and then pick all vegetables or the ones you like the best to be colorful and mix together, then chill in refrigerator.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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Summer Camp Ideas in Frisco, TX!

Summer Camp Ideas in Frisco, TX!

School is almost out!  Summer camps are filling up fast!  Frisco has a variety of camps to choose from.  Whether sports, academic, music and more- Frisco has it all!  Here are just a few of the many Frisco has to offer!

Academic Camps

Bricks 4 Kids

Children can learn how to build detailed designs with Lego bricks at the various camps at Bricks 4 Kids.  The camps include “Minecraft,” Pokemon and “Star Wars” themes. One of the camps—Jumping, Mining, and Crafting—includes an hour at Urban Air Trampoline Park.

There are various locations in Frisco

Weekly camps starting on June 4th

Cost: $185 per week

www.brick4kidz.com

 

Smarts Education & Enrichment

The learning center will offer summer camps that focus on science, technology, engineering, art and math. Activities include drama clubs, mental math, science labs and robotics.

Location:  4280 Main St. Ste. 500 Frisco, TX 75033

Weekly camps starting June 4th

Costs:  Starting at $150 per week

 

Arts & Performance Camps

Frisco School of Music & Performing Arts

This school offers camps with themes based on drumming, guitar, Art and Broadway showcase.

Location:  9255 Preston Rd, Frisco, TX 75033

Weekly camps start June 11th

Costs:  Starting at $150 per week

http://www.fsmfspa.com/

 

Frisco Youth Theatre Camp

Offer a variety of programs such as art & drama and production.  Youth will learn from professional directors, actors and singers that have worked everywhere from Broadway to L.A.

Location:

Power House of Dance-Frisco

10850 Frisco St. Frisco, TX 75033

Weekly camps starting June 4th

Costs:  Starting at $195

www.NTPA.org

 

Frisco School of Rock

Through workshops, clinics, and private instruction, our comprehensive camp experience is designed to hone performance skills in a safe and cool environment.

Location:

6891 Main St. Frisco, TX

Weekly Camps starting June 4th

Costs:  Starting at $495 (full day)

 

General Summer Camps

 

Jungle Joes Frisco

There is so much fun to be had by all children-playing games, creating crafts, sports activities, educational experiments and story-time.

Location:

7447 Hillcrest Rd #104

Frisco, Texas 75035

Weekly Camps starting June 11th

Costs:  Starting at $195 per week (One day options are available)

 

YMCA Day Camps-Frisco YMCA

Collin County Adventure Camp

Offers zip line adventures, a pool, ropes course, archery & sports.  Kids are transported daily from the Frisco YMCA.

Location:

Frisco YMCA

3415 Main St.

Frisco, TX 75033

Drop off time:  7:00-7:30 am

Pick up time:  5:15-6:00 pm

Costs:  $205 per week (financial assistance if available for those that qualify)

http://collincountyadventurecamp.org/

 

Made In the Shade Indoor Day Camps (5 - 12 yrs)

Every summer the Y offers new experiences and creates day camp activities for hundreds of youth. From traditional summer camps that encourage kids to explore new adventures, to preschool camps where campers participate in themed weeks and hands-on learning, they provide kids and youth with opportunity to learn, thrive, grow and of course have fun!

Camp Caddo Location: Newman Elementary.12333 Briar Ridge Road, Frisco TX 75033

Weekly camps starting June 4th

Costs:  Starting at $144 (Financial assistance is available for those that qualify)

https://www.ymcadallas.org/locations/frisco/programs/day_camps

 

Frisco Athletic Center

Super Summer Fun Days camp participants will swim in the State-Of-The-Art Outdoor Aquatic Center while staying cool indoors playing all sorts of active and cooperative Summer camp games.  Children will also enjoy expanding their creative side with a daily Arts-N-Crafts.

Location:

5828 Nancy Jane Lane

Frisco, TX  75035

Weekly Camps start June 11th

Costs:  Starts at $95

http://www.friscosummercamps.com/

 

There are many other camps to fit many needs in Frisco, TX, these are just a few.  Here at the Stacey Feltman Group, we wish you and your family a healthy, safe & happy Summer!

 

 

 

 

 

 

 

 

 

 

 

 

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Is Your Home Prepared for Spring Storm Season? Here are some helpful tips!

Is Your Home Prepared for Spring Storm Season?  Here are some helpful tips!

Spring is here and temperatures are on the rise along with storm season.  We know here in North Texas we have to be prepared for anything and everything.  But will a little preparation you will be able to protect your home against Mother Nature.

Sign up for Alerts

You can sign up for alerts or download weather related apps that will notify you of what is going on weather wise in your region.  You may already get Wireless Emergency Alerts (WEA) through your wireless provider that provide alerts for extreme weather, local emergencies requiring evacuation, AMBER Alerts and Presidential Alerts during a national emergency.  Your local news channel and The Weather Channel have alerts you can download onto your cell phone.

Evaluate the Exterior of Your Home

Walk around the exterior of your home and keep an eye out on the following things:

  • Loose shingles that looked rippled.
  • If you have siding, make sure it is firmly in place.
  • Tree branches extending over your house or dead branches that could fall in a storm.
  • Make sure your fence is secure or is in need of any repairs.
  • Gutters should be firmly attached and downspouts in place and cleaned from debris.
  • If you have shutters, make sure they are secured tightly.
  • Secure or move loose patio furniture and décor that could be damaged or create damage during a storm.

Seal up any leaks

Inspect the sealant around your windows, doors and places where utility pipes enter the exterior walls of your house.  You can use a urethane-based caulk to seal cracks and prevent water intrusion.

Emergency Kits

  • Two gallons of water per person.
  • A flashlight and batteries
  • Portable chargers for your cell phones and devices.
  • First Aid kit
  • Garbage bags
  • Blankets
  • Three day supply of non-perishable food for family and pets.

Review your Safety plans

  • Communicate with children on what to do during a bad storm and where to go.
  • Create a communication plan for times when you and your family are not together.
  • Find the safest place in your home to take shelter.
  • Learn evacuation routes.
  • Make sure you have a full tank of gas.
  • Know escape routes and have way for persons to escape the 2nd floor of your home in case of fire from lightning strike.

Prepare Against Lightning Damage

  • Plug in all expensive electronics in to a surge protector.
  • Install whole home surge protection for better piece of mind installed by a licensed electrician.
  • Lightning rods installed on your home could harness and safely ground currents from lightning strikes.

If you need any help with your spring storm preparations, please contact the Stacey Feltman Group at (214) 356-8368 for a list of our preferred vendors. 

 

 

 

 

 

 

 

 

 

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Tips to Survive Spring Allergies

Tips to Survive Spring Allergies

Ahhhhh!  Spring time is upon us!  The time for spring cleaning, blooming flowers, warmer weather and of course Spring allergies!  There are so many ways to help relieve some of the symptoms like itchy, watery eyes, nasal congestion, headaches and sore throats, etc.  Right now in our DFW area and the entire state of Texas Pollen is way up.  According to Pollin.com, todays worst cities are in the state of Texas- Fort Worth, Dallas, Laredo, Waco and Del Rio.

 

Here are some helpful tips that may help you relieve some of your symptoms…

 

Treat your allergies at night

Pollen is worse in the mornings therefore treating your allergies at night with medications and/or nasal sprays is best.  By morning, those 24 hour meds will be fully in your system.

 

Shower and wash your hair at night

Before getting into the bed, shower off and wash your hair of pollen that may have settled in during the day.  You don’t want to transfer the pollen into your bedding.

 

Take Vitamin D

Yes, this is one you may not have heard of in the treatment of allergies but Vitamin D may help make you better resistant to many allergens.  Studies have shown it to protect against a wide range of conditions such as asthma, heart disease, diabetes, depression and even dementia.  A vitamin D deficiency has been linked to sensitivity to allergens such as dogs, ragweed, oak, ryegrass and shrimp.

 

Nasal Irrigation

Our nasal passages have tiny hair-like structures called cilia which catch dirt, bacteria, viruses and other substances.  According to WebMD, Nasal irrigation can help relieve sinus symptoms by thinning out thick mucus and help flush out the irritants such as pollen from the sinus passages.  It is best to do at night as with other treatments.

 

Inside your home

Make sure you are taking shoes off before entering or leaving shoes at the door to keep allergens from coming in.  Wash your sheets and blankets regularly, replace AC filters, keep dust to a minimum, vacuum carpet and remove or clean drapes that catch dust.

 

There are many other ways to help you relieve allergy symptoms, these are just a few.  If you have any questions regarding allergies, please visit your doctor.

 

Keep track of pollen count in your area, visit www.pollen.com and type in your zip code.

 

 

 

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Patriots or Eagles? Plan your Superbowl party with these easy tips!

Patriots or Eagles?  Plan your Superbowl party with these easy tips!

Whether you are rooting for the Patriots or the Eagles, wear your favorite football gear and get ready to prep your home for the big event!  Your main priority is to make sure guests are well fed and comfortable! Here are some helpful tips for the big game!

Get your entryway ready

Particularly if it is cold outside, you will want to set up your entryway to make it easy to store shoes, hang up coats and move people in as quickly as possible.  If you don’t have coat racks, you can get some inexpensive baskets to store items for your guests.  You don’t want shoes and coats all over the floor!

 Get the family room or TV room ready

Make sure all of your media equipment is working properly and if you don’t have that huge TV you wanted for the game, it is a good time to buy as TVs tend to go on sale just before the big game.  Make sure you have enough seating for all of your guests.  Gather any folding chairs or seating from other areas in the home to accommodate all of your guests.

Kitchen is an epicenter at parties

Not only will the excitement be going on in the TV room but in the kitchen will be full of guests getting food and drinks.  Make room by cleaning off counter space so that you have plenty of room for food, party trays and a drink area.

Food & Drinks

It is important to have a wide variety of food and beverages to satisfy all palates.  Finger foods, chips, dips, stews & chili can go a long way.  If your party is potluck, keep a list of what your guests will be bringing so you don’t double up. Don’t forget the ice!  You will need to fill up the cooler and to have for drinks.

Decorate

You can choose the team colors for plates, napkins, table clothes etc. or visit your local party store for more ideas.

Don’t forget the kids

Many of us have kids that will be tagging along to the Superbowl party as well.  If you plan on having kids at your event, have kid friendly foods, drinks and activities to keep them busy while parents watch the game.  If you don’t already have a playroom, you can set up a spot in your home designated for your little guests with toys, games, and tot sized table & chairs.

 Be ready for the mess

With a houseful of people you are bound to have a mess or an accidental spill.  Keep you cleaning supplies and plenty of paper towels ready!

The Stacey Feltman Group wishes everyone a safe and fun Superbowl 2018!  If you would like a new home to celebrate your Superbowl party in by next year, give us a call at 214-356-8368! 

 

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Want to buy a house in 2018? Here are 6 Steps to take now!

Want to buy a house in 2018?  Here are 6 Steps to take now!

Many of us make New Year’s resolutions from dieting, exercising, traveling, etc.  If one of your resolutions is to purchase that dream home in 2018, here are some helpful steps you can take to make that dream a reality.

Check your credit score.

FICO scores range from 300-850.  If your score is above 740, typically you will get a better interest rate on a loan.  This lower rate could mean saving thousands of dollars per year.  If your credit falls a little short you should look into repairing it.  You can start by correcting any errors and paying bills on time.  It is wise to use 30 percent or less of your total available credit.

Don’t open new credit cards.

Opening new lines of credit could hurt your chances of getting a mortgage or getting the best rate.  As tempting as it may be to save 20 percent of your purchase that one time at a store, it is not worth it in the long run.

Interview real estate agents.

You may ask for referrals from your family and friends, but what is most important is to shop around to find the agent that is the perfect fit for you.  Make sure the agent is a good communicator, knowledgeable and experienced.

Keep tabs on interest rates.

Not everyone gets the same interest rate on a mortgage loan.  This depends on your finances and lender you choose.  It is best to shop around for the lowest rates.

Find a mortgage lender & get pre-approved.

Before you even start looking for a home, look for a mortgage lender to find out how much home you can afford or if you are in the position to purchase a home at that time.  Most lenders will tell you some things that you could do to get there faster.  Most real estate agents require pre-approval letters before setting up house hunting trips.

 

If you are interested in purchasing a new home this year, the Stacey Feltman group can help.  We are have the experience, knowledge and negotiation skills to help make your REALTY DREAMS A REALITY!

Contact us at 214-356-8368

 

 

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